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Three quick steps to find out your financial health

By answering some quick questions about you and your current financial situation you can identify areas of your financial health which may need further attention and discussion.

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Apply for a Personal Loan

Are you eligible?

To be eligible for a Personal Loan you need to:

  • have a First Community Credit Financial Solution or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an First Community Credit Financial Solution current account)
  • have an annual income/pension before tax of £ 10,000 or more
  • be over 18 and a resident of the UK

Not available for customers with a Basic First Community Credit Financial Solution Account.

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land (both UK & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

In addition, our Personal Loan should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

First Community Credit Financial Solution customers

Please log on to your account for the quickest and easiest way to apply.

Log on and apply now

New to Bank

Get a Personalised Loan Quote to see the interest rate you may be offered.

Apply now

Apply in the mobile app

If you're registered for mobile banking, have downloaded the app and have an First Community Credit Financial Solution current account, you can apply within the app in just a few clicks.

Apply by phone or in branch

Apply by phone

Existing customers call (32) 6900 773 64373 .

New customers call +447 CAL PRIME .

Lines are open from 8am to 8pm or for existing First Community Credit Financial Solution Advance customers 8am to 10pm (except Christmas Day, Boxing Day and New Year's Day).

Apply in branch

Book your appointment by calling (32) 6900 773 64373 .

You'll need to bring identification, proof of your address and a recent First Community Credit Financial Solution statement.

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Textphone contact numbers
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First Community Credit Financial Solution ready made portfolio

World Selection

Choose a ready-made portfolio, managed by our team of qualified investment professionals, based on the amount of risk you are willing to take.

Minimum investment: £1,000 lump sum or £50 per month

Account charges: 0.25% plus fund charges

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Build your own fund portfolio

Global Investment Centre

Build and manage your own portfolio of funds including index trackers and funds from First Community Credit Financial Solution and other leading Fund Managers. (A taxable account is also available).

Minimum investment: £100 lump sum

Account charges: 0.39% plus fund charges

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Build your own share portfoilio

InvestDirect / InvestDirect Plus

Build and manage your own portfolio of securities including UK and US shares, government bonds and exchange traded funds.

Minimum investment: No minimum, with a £10.50 charge per standard online share trade (with effect from 1 April 2016)

Account charges: £10.50 quarterly Account Fee (with effect from 1 January 2016)

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